1128 S. Gay Ave. Lot N Panama City, FL 32404

Discover comfortable, easy living in this charming 1992 Cavalier home located in the pet-friendly Countryside Estates community in Panama City, FL (breed restrictions apply). Offering 924 square feet of well-designed living space, this 3-bedroom, 2-bathroom home features an inviting open floorplan, a durable metal roof, and a screened-in front porch — perfect for sipping morning coffee or enjoying Florida's gorgeous evenings. With brand new appliances already installed, this home is truly move-in ready! Priced at just $40,000 (home only sale — home must remain on lot), with a lot rent of $616/month, this is a wonderful opportunity to settle into a quiet, welcoming neighborhood. The location can't be beat! You'll be just minutes from Tyndall Air Force Base, with easy access to Panama City's beautiful waterfront on St. Andrews Bay, where year-round boating, kayaking, and fishing await. Shopping and dining are conveniently close at Panama City Mall and Panama City Square along 23rd Street, plus the historic St. Andrews district offers a charming waterfront, weekly farmers' market, and local boutiques. Higher education is nearby with Gulf Coast State College and Florida State University Panama City, and world-famous Panama City Beach is just a short drive away. Come see why this is the perfect place to call home!